Book a Risk Landscape Review
Strategic insurance guidance for established businesses in manufacturing, construction and related industries.
I work with owner-directors and senior decision makers who want clarity before renewal, structure before pricing and a broker who stays accountable at claim time.
They are: structure, late renewal problems and fragmented advice problems.
Many directors come to me after:
If this sounds familiar, the issue is rarely the insurer. It is the process.
A 60-minute Risk Landscape Review to identify gaps, inefficiencies and structural issues in your current programme.
Strategic risk mapping across exposures, insurer selection, excess levels and claims history.
Ongoing broking, renewal planning and direct claims advocacy so nothing important is left unmanaged.
This is a long-term advisory relationship built around fewer surprises and stronger outcomes at claim time.
A rail signalling business approached me after a global firm mishandled their renewal. I identified critical coverage gaps, supported a mid-term transition and rebuilt their structure. I did not receive a commission, but I earned a long-term client.
I have spent more than twenty years advising privately owned businesses on risk. Over that time, I have learned that insurance only proves its value when it is tested.
After two decades in a large firm, I saw too many programmes processed rather than examined. Policies renewed on schedule.
Wordings accepted without negotiation.Fitzgerald & Co was built on a different standard. Insurance should be understood in practical terms, aligned to how a business operates and negotiated with intent.
I once reviewed a liability policy for a director who believed he was protected. A single exclusion created a significant uninsured exposure.
Fitzgerald & Co is intentionally selective. It exists to provide structured, long-term risk guidance for businesses that expect their insurance to respond when it matters.
Insurance should reduce uncertainty, not create it.